If you’re diagnosed with a life threatening disease, or about to go through a divorce, or face some other life calamity – don’t you want the best people around to help you through it –  your dream team!?

The same goes for your money and financial wellbeing – your lifestyle, your future, basically your life – is in someone else’s hands, a ‘financial doctor’ and team. Well, unless you’d perform brain surgery on yourself!


It’s critical that they have the knowledge, experience and your interests at heart.

But as we’ve seen, just Google the ‘best investment advice; financial planners …’ and you’re swamped with results. Often from those best at marketing and search engine optimisation, and who Google chooses to send you based on your search history. (Just experiment – search the same keywords on a different computer with someone else – your results will differ.)

What’s in it for them? Have a healthy dose of scepticism as you choose. Whatever you’re thinking of buying – a subscription, programme, blueprint, or advice – marketers and advertisers understand how money and finances push people’s emotional buttons – so they do!

Alan Kohler, one of the best financial analysts and commentators started the Eureka Report revolution in 2005 because:

The financial advisory business evolved out of … selling life insurance; life agents became financial planners, and switched from selling insurance policies to selling superannuation and investment products… It meant that there was almost no such thing as independent advice that wasn’t meant to sell you something.”                                                        

Eureka Report Guide to Personal Investing (Alan Kohler/ Barbara Drury)

Beware too of one stop shops (a developer, financier, accountant, lawyer, or conveyancer) as their ability to give independent advice and service may be compromised. See MoneySmart’s warning on Investment Property Advisers.

What’s in it for you? Look behind the claims of what a service or product can do and find the real benefits you’ll get.

Why use the internet – or even this website – to help you invest? Because the internet is now the best way to find investment people and advice. As opposed to relying only on word of mouth, referrals from friends or seemingly ‘successful’ investors, the media or others.

The goal of this Challenge and BiG is to help you pick the best, based on our research and experience.

We aren’t financial advisers, don’t give financial advice, nor profess to be investing gurus!

We don’t receive and money or secret benefits from anyone we mention. Although our next phase is promotion to industry players for advertising. But rest assured, it will be transparent and the least intrusive for you.

Your investing dream team

Many successful business owners, investors, Sir Richard Branson, Mark Bouris and more advocate and rely on a team of great people and experts around them – you can too. Especially as the internet opens up access to the best in their specialty. We’ve shown you in the Challenge and in BiG how to find them.

To be honest, as we built our family’s property investing portfolio and purchased 11 investment properties over 10 years; built our share portfolio and SMSF – we knew and applied few of the investing basics we’ve covered in the Challenge. We chose to do most of it on our own. It did help to have a friend – accountant, real estate agent and property developer all in one! A small team!

You can’t have everyone on your team!

Naturally the number of people you can use, engage or subscribe to is limited. At the moment we subscribe to Scott Pape, Alan Kohler’s Eureka Report, Clime Asset Management (stock market). We’ll probably go to a financial planner to review our SMSF just to make sure we’re on track. You’ll see others that we have, or would use, in their specialties such as Margaret Lomas and Peter Koulizos for property investing.

Do it yourself investing

You might want to just start investing, using friends in the industry – developers, real estate agents, buyer’s agents, or stock brokers you know, or a friend puts you onto. We call these ‘ancillary service providers’ and show you sites that list them, some rating sites and more in the BiG Directory.

But if you rely solely on them and don’t use a financial planner, do a bit of research, or use independent advice – good luck to you!

You might get lucky investing!

As Kerry Packer gloated after his $1 billion Channel 9 sale to, then repurchase at a bargain from, Alan Bond:

You only get one Alan Bond in your lifetime, and I’ve had mine.

Margaret Lomas may be seen as lucky for buying real estate in areas that miraculously grow in price substantially within a few years. Luck, or her systematic 20 Questions research?

Margaret Lomas “20 Must Ask Questions for Every Property Investor” Book

Or not!

A few years ago, we were unlucky enough to own shares in an iron ore company being bought by a Russian company. The day before the sale an injunction by a Russian shareholder meant the deal collapsed – so too the share price, which plummeted from 30c to 1c!

Just unlucky!

We hope the past weeks of the Challenge have given you useful information, ideas and people. A little bit of effort and you should be well on your way to mastering some investing basics. Keep working on them and you’ll be in a lot better position than many would be investors:

  • Get your finances and money management under control; or at least have got some idea of how much you can put towards investing; or at least have bucket list of things you want to do before you die and that will cost money!
  • Set some investing goals and timeframes – weekly; monthly; short, medium, long term.
  • Decide whether you’re interested more in investing in a business, shares or property.
  • Choose an area or specialty in business, shares or property investing to focus on
  • Learn who you can go to for financial planning and investing advice and decided whether or not you will use a licensed financial planner or not.
  • See the analysts, commentators and gurus who can help you research and pick investments.
  • See how to rate and choose a financial planner, financial products and services and those less regulated in the business and investing industries.
  • Realise that rather than have your inbox overflow with all the subscriptions available –you’ll save precious time and energy by doing your initial searching on BiG so you can focus your investing research!
  • Know how and where to look out for investing scams – with our Guru Cops
  • Understand some psychology of investing and how you can work on your own mindset and emotions to help you invest.

Love to get your feedback – email or leave a comment.

I’d also be delighted if you find BiG and my work helpful, and share it with friends, family and others who want to build on their investments. (Just click on the “Subscribe” green button to the right and be part of the Challenge and receive our updates – free!)

All the very best with your investing!


the Bucket List Investing Chick

Where next:

Day 24 BiG 30Day Investing Challenge| Time to invest – just do it! Step 3 Be a smarter, more intelligent investor.

Day 25 BiG 30Day Investing Challenge| Time to invest – just do it! Step 4 Build your own investing plan and strategy.

Day 26 BiG 30Day Investing Challenge| Time to invest – just do it! Step 5 Time to shop – for your investments! Day 27-28 W/E


Where we’ve been – 30 Day Challenge Blog overview:

Day 2 – Where the Bloody Hell Are You?! Assessing your current financial situation.

Day 3 – The Lazy Investor’s Way to Set Goals

Day 4 – Spoilt for Choice! The Many Types of Investments and Strategies Available to You – the Investor!

Day 5 – Who Can You Turn to for Investing Help? People and ‘Players’ in the Investment Industry (Day 7-8 W/E)

Day 9 – How to choose a financial adviser and advice you can trust. It’s all about the faith! Part 1 Financial    planners

Day 10 – Part 2 Rate the Raters! Investing Rating sites, Top 10 …, Best …

Day 11 – Part 3 The Investing Information Tsunami! Media, Books, Magazines, Websites, Blogs, Podcasts, Webinars …

Day 12 – Part 4 Less Regulated Advisers – Analysts, Commentators and Gurus (Day 13-14 W/E)

Day 15 – Part 4 Less Regulated Advisers … Gurus

Day 16 BiG 30Day Investing Challenge| Who are the best investment gurus? Part 1| Avoid some Gurus.

Day 17 – Who are the best investment gurus?  Part 2| Find a Guru

Day 18 – Who are the best investment gurus?  Part 3| Rate a Guru

Day 19 – Who are the best investment gurus?  Part 4| Choose a Guru (Day 20-21 W/E)

Day 22 BiG 30Day Investing Challenge| Time to invest – just do it! Step 1 Use Neuroscience and Psychology – Investing Hope to Reality