Day 4 of BiG’s 30 Day Bucket List Investing Challenge


The types of investments and strategies available to you
– the investor

So, it’s time to start investing – but what are your investing choices?
Where do you get the advice, information and help you need to build a better life?

Have you read my story of how and when my investing began? Like so many newbies I didn’t know what investing choices there were. All I knew about was ‘property or shares’? So I went to a seminar in Queensland, where the spruiker promised to enlighten attendees to compare the two – wrong! I fled! Escaping from the seminar early, no money back (despite their $ back guarantee). I lodged complaints with the ASIC and the ACCC, hoping to prevent mum and dad investors being duped of up to $30,000 in ‘coaching and mentoring’. Total waste of time. I ended up buying two Queensland investment properties soon after, but that’s another story.

Hence, BestinvestmentGurus (BiG) was born. My mission? To help others, especially my millennial kids, find the best investing information, services and people around – and avoid the rest.

But how and where do you start and choose what you’ll invest in?
Watch, read, educate yourself and do some research. BiG has a huge hub of free resources for you.

Each of BiG’s areas: Wealth, Business, Property, Shares and Investing in You – sets out Strategies, Topics and sometimes Specialties. Such as:

Business Investing Strategies and Topics looks at:

  • Branding and Marketing
  • Entrepreneurship
  • Health and nutrition products
  • Leadership
  • Managing people
  • Managing yourself
  • Mentoring
  • Online businesses and strategies
  • Publicity and Promotion
  • SEO (search engine optimisation)
  • Setting up your own business
  • Website – building, design, function
  • Women in Business

Property Investing Strategies and Topics cover: 


Pros and Cons of certain strategies. Some from Margaret Lomas in her ‘scam alert’ covering: Wraps, Renovators, Buying overseas, Investment Clubs, Contracts with a ‘rebate’, More than one company and Cash flow mortgages.

Other strategies, pros and cons, tools and circumstances in real estate (‘property’):

  • Aboriginal home ownership
  • Buy and hold
  • Buying off the plan
  • Capital growth (vs Yield) Should you buy for capital growth or rental yield?
  • Creative finance – Buying ‘wholesale’ or at a discount/Cash backs and Rebates/Cash flow mortgages/’No money down’/Option contracts/Instalment contracts/Rent to buy/’Wraps/Vendor finance
  • Direct property investing (vs Indirect – such as property trusts)
  • Divorce and other circumstances
  • First home buyers
  • ‘Flipping’
  • Gearing – Negative gearing/Positive gearing/Positive cash flow
  • Niche properties – Apartments (serviced or not)/Defence Housing (DHA)/Holiday homes/ House and land packages/National Rental Affordability Scheme (NRAS)/Overseas properties/Retirement properties/Student accommodation Student/Timeshare
  • Rent vs Buy
  • Retirees
  • Reverse mortgages
  • Structuring – Companies/Joint ventures (JVs)/ Property syndicates
  • Property trusts/Listed property
  • Superannuation and Self Managed Superannuation Funds (SMSF)
  • Trusts
  • Teenagers and investing
  • Value adding – Property development /Land banking/Renovating/Strata titling/Subdividing


  • How to get started in property investing
  • Affordability
  • Australian property bubble
  • Buying in a boom market
  • Capital growth
  • Common property investing mistakes
  • Divorce and other circumstances
  • Due diligence and research
  • Finance and mortgages
  • First home buyers
  • Interest rates
  • Negotiating
  • Property Myths – Property Doubles Every 7 to 10 years/The Secret of Booming Property Prices

So – there you have it! Just a taste of the strategies, specialties and topics in business and property investing. There’s still more in the other BiG areas wealth creation and investing in shares

That should be enough to get you started and help you understand your choices and areas of interest, or disinterest.

BiG’s constantly updated, so keep a look out and if you haven’t already, subscribe to our emails so you don’t miss out on important stuff.

I look forward to seeing you tomorrow, where we take a look at the analysts, commentators and gurus you’ll find in the investing industry – some good, some bad and some a little ugly.

Day 4 Your Task/s:

Next up:
Day5 “Who Can You Turn to for Investing Help? People and ‘Players’ in the Investment Industry”.

I’d be delighted if you find my work helpful and share it with friends and family.
I’d love too if you grab your Life Planner and subscribe to get BiG’s updates – all for free.

All the very best with life and your investing,


BiG educates visitors about individuals and organisations in the finance and investing industries who can provide personal financial advice. Our information and comments are general in nature and opinion only, and do not take into account your personal financial circumstances. Any claims or comments made by third parties referenced on BiG are theirs alone and not endorsed, adopted or otherwise approved by Andrea or BiG.

Get your own independent financial advice tailored to your specific needs before taking any financial or investing action.

Conduct your own independent research on ‘gurus’ or other experts. Any hyperlinks to or quotes from any third parties are provided for reference only, their comments or opinions aren’t endorsed, adopted, or otherwise approved by BiG.

If you disagree with or dispute any of the content or materials referenced by BiG, contact us to share your concerns. We welcome feedback.

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