In this section, you’ll find resources and strategies relating to property investments.

There are some Pros and Cons with all strategies. In a 2010 article Wealth Magazine (no longer available) “Scam Alert” Margaret Lomas warned against unsubstantiated claims about:

  • Wraps
  • Renovating
  • Buying overseas
  • Investment Clubs
  • Contracts with a ‘rebate’
  • More than one company
  • Cash flow mortgages

See Not Fooled by Property Spruiker’s Hype which reposts some good articles by Scott Pape and Leith van Onselen.

Below are some of the strategies, tools (and some pros and cons) and circumstances in real estate (‘property’) investing – to help you understand the industry and choose your strategy:

  • Glossary: investEd – a fantastic website for investing research. Go to their forums to chat and ask other investors questions.
  • PropertyChat (replacing Somersoft Property Investors Forums) where you can ask investing questions and investors share their experiences, tips and resources.
  • Investopedia (USA) – definitions etc, but USA.

Here’s our top pick of property investment topics and strategies

Buy and Hold

Invest smart and don’t buy into buyer frenzy by Margaret Lomas – Switzer Home Loans

Buy and hold Steve McKnight

Capital Growth (vs Yield)
Creative Finance

Buying ‘wholesale’ or at a discount (e.g. foreclosures/distressed properties/mortgagee sales)

Cash backs and Rebates

Cash flow mortgages

‘No money down’

Option contracts

Instalment contracts/Rent to buy/’ Wraps’ (a.k.a. Vendor Finance/Instalment Sales Contracts)

Vendor finance – An introduction to vendor finance for real estate in Australia by Cordato Partners (lawyers)

Cons:

“We Buy Houses” claims from rent to buy promoters prompts fine” by Jennifer Duke – Property Observer

Property spruikers under investigation by state governments amid rent-to-buy and vendor finance deal concerns

Finance, Loans, Mortgages, Mortgage Brokers

See the BiG Directory

4 tips to finding the right home loan by Adrian Sheahan Switzer Daily

Gearing

Negative gearing:

The politics of it –

Negative gearing – friend or foe? by Steve McKnight

Positive gearing

Positive cash flow

Niche properties

Apartments (serviced or not)

Commercial property Beginner’s guide to investing in commercial property; Buying commercial in confidence

Defence Housing (DHA)

Holiday homes: The lure of a holiday home

House and land packages

National Rental Affordability Scheme (NRAS) What is NRAS?

Overseas properties

Retirement properties

Student accommodation Student Housing Australia

Timeshare

Rent vs Buy
Structuring

Companies

Cons: More than one company

Joint ventures (JVs) (see below Tenants in Common)

Property syndicates (see below Tenants in Common)

Property trusts/Listed property

Self-Managed Superannuation Funds (SMSF)

“SMSFs are being targeted by sophisticated fraudsters who go to great lengths to deceive, including sending information packs to victims and setting up fake websites to appear legit. In a speech at the Self-Managed Superannuation Professionals’ Association of Australia last year, Australian Crime Commission executive director David Lacey said up to 10 victims a week in Australia were losing savings from $35,000 to $4 million.”

Buying Property With A Self-Managed Super Fund (SMSF) by Real Estate Investar

Trusts

Tenants in Common
How to get started in property investment

Switzer Home Loans FREE eBooks on property investing:

Affordability/Housing affordability
Australian house prices and housing boom
Finance and Mortgages
Property Myths

Far from the madding property crowd Margaret Lomas on false media analysis, forecasting and reporting on booms, busts and more.

Property Doubles Every 7 to 10 years

How long does it take for your property to double in value? By Nila Sweeney – interviews Cameron Kusher, Margaret Lomas, Michael Yardney

Negative gearing is really just a socially acceptable way of saying ‘I’m losing money’. So why do some push the concept so hard? by Scott Pape

Property Investing Groups, Forums and Tools

Many property investing community groups, forums and others share their tips and tools, such as spreadsheets on keeping track of your investment portfolio and more. Some of these sites include:

Where to invest

What investing area would you like to explore?

Grab your free 3-step guide to investing

Let’s connect

Disclaimer: The information and comments in this site are general in nature, opinion only and don’t take your personal financial circumstances into account. Our aim is purely to educate you and show you people and organisations in the finance and investing industries you may, or may not, choose to contact for personal financial advice. Any claims or comments of others are strictly those of the cited individual and not endorsed by Andrea or Best investment Gurus. Before you take any financial or investing action or buy any service or product - get your own independent financial advice, tailored to your specific needs.