Updated September 2023

BiG Tips: Most Australians have some super, somewhere. But how much, how do you find out, and when and how much will give you a great life after ‘work’? There’s a lot of online info, these resources will help you out.
If you’re career’s just starting out, check out BiG’s “FIRE” – Financially Independent Retire Early

• Superannuation generally
  How to Read Your Super Statement, Money
  
  SuperGuide, they say:  “is Australia’s only INDEPENDENT website for consumers on superannuation. SuperGuide was founded by Trish Power, author of Superannuation for Dummies, DIY Super for Dummies, Super Freedom, and many other books on super and investing, and Robert Barnes.”
  
  Super Guru, they say: “is an ASFA website that provides Australians with independent information and tools to help them understand and make the most of their superannuation. Our website isn’t selling any product or service and doesn’t accept any advertising so we remain unbiased. Information on Super Guru is put together by ASFA’s writers and industry-leading policy and research teams, who have decades of experience in super, investing, tax and government policy. Whether you’re young or old, studying, working, single or a family, preparing for retirement or already retired, Super Guru can help you sort your super.”* Investment Bonds, Scott Pape says [are]: “an alternative/addition to superannuation that financial planners won’t recommend! 10yr set and forget investment … Pros – more flexible and doesn’t lock up your $ (like super), great tax advantages for high income earners, great for 20-30yr olds. ”
  
  As a rule, BiG doesn’t recommend superannuation fund services and managers. But because brightday is an off shoot of the highly credible Eureka Report, Alan Kohler and team – we will! Their wealth of useful resources and no doubt (although we haven’t used them to manage our shares or SMSF) expertise will be a great advantage for investors (basic and advanced).
  Here’s how: brightday (How they work) provide different levels of investor control and education. Tailored to whether you’re a beginner, experienced, or advanced.
  They’ve got fabulous free resources, such as:
  Fees v. Performance after fee performance is the main issue – not just the % fee
  Start managing your super
  
• How much do you need to retire?
  Why you’ll probably be poor in retirement, Ben Nash, Your Money & Your Life
  
  MoneySmart Retirement Planner and How to Use the MoneySmart Retirement Planner,
  
  SuperGuide ASFA Retirement Standard “benchmarks the annual budget needed by Australians to fund either a comfortable or modest standard of living in the post-work years. It’s updated quarterly to reflect inflation, and provides detailed budgets of what singles and couples would need to spend to support their chosen lifestyle.”
  
  Super Reality Check Busting the $1 million retirement myth August 2015 AIST (Aus. Institute of Superannuation Trustees) and VPR , they say: [they] “have considered the value of superannuation to members facing retirement with relatively low balances. We aim to debunk the myth that $1 million is necessary for a dignified retirement and provide much-needed clarity about how even small amounts of super can make a big difference in retirement.”
  
• Transition to Retirement:
  Transition to Retirement Pensions (TRIPS) SuperGuide
  My Retirement Paycheck [USA]