Wealth creation strategies, topics and specialties

How can you build wealth, make more money? Find out how on this money and investing hub.

Choosing investing options and getting started investing can feel like a nightmare.


To help you decide and take some first steps, BiG covers a lot of the wealth industry topics and strategies including:

  • Choosing a financial planner or adviser
  • Choosing asset classes, such as Property, Shares, Commodities, Funds (eg ETFs, LICs)
  • Superannuation
  • SMSFs (self-managed superfunds)

Don’t forget to check out BiG’s rating of any of the experts and gurus mentioned and what the analysts say,  so you can be confident in them and their strategies.
Just because someone’s popular or great at marketing, doesn’t mean they’re the best investment guru!

If an asset class, strategy, specialty or topic you’re interested in isn’t here, check out these other BiG areas, because wealth creation’s usually a mixture of:

Check out these Wealth Creation Strategies and Topics

Millenials (25-35yr olds)|"FIRE' Financially Independent Retire early| Setting goals |Investing guides

A good read – The Defining Decade, Why Your Twenties Matter and How to Make the Most of Them Now USA Meg Jay (Clinical Psychologist) says “Contemporary culture tells us the twentysomething years don’t matter.. Dr Meg Jay argues that this could not be further from the truth. In fact, your twenties are the most defining decade of adulthood… the latest science of the twentysomething years with real-life stories to show us how work, relationships, personality, social networks, identity and even the brain can change more during this decade than at any other time in adulthood. Smart, compassionate and constructive, The Defining Decade is a practical guide to making the most of the years we cannot afford to miss.”

An investment guide for your 30s Eureka Report

Financially independent and retire early (FIRE)

  • Rask – Check out their  FIRE Mega Course 10-Step Free Financial Independence Ultimate Course and more.

  • Aussie Firebug They say “Aussie Firebug is an anonymous blog detailing the journey to financial independence through investing in real estate, low-cost index funds and Super. By investing at a young age and consistently it is possible to reach a point where your investments pay you enough money to live off. Once you get to this point you are financially independent (FI) and can retire early (RE) or do better things without the constraint of your job…[I] am trying to condense the 45 years of reckless spending into 5-10 years of aggressive saving/investing in order to reach the retirement part years ahead of the current trend. I will be blogging about my frugal lifestyle and investing techniques along the way to reaching financial independence. ” and Podcast.
  • Aussie HIFIRE They say: “This is a blog about having enough money to have a high income and be financially independent after retiring early, or HIFIRE for short.”
  •  Strong Money Australia and their FIRE&Chill Podcast they say: “we break down exactly how to reach Financial Independence and Retire Early in Australia. We cover everything from saving, spending, investments and living a great life.
    Our favourite bits from the show are uploaded regularly to the FIRE & Chill YouTube channel
  • Millennial Revolution (Canada)

Other bits and Pieces

Glen James (Aus), Sort Your Money Out; and podcasts My Millenial Money and My Millenial Business
5 ways to have more money| Glen James shares 5 tips to have more cash – Millenial Money or watch on YouTube

Why it’s important for millennial investors to define their goals -The Motley Fool, April 2020

Creating an investment plan and Investment Policy Statement (IPS) – Passive Investing Australia

Millennials struggle to invest, but property top priority Ross Fox, FirstLinks Morningstar which has got lots of great research into areas millenials are interested in investing in so fund managers can target them.
It’s refers to an extensive survey of 3,000, 22-34yr olds around the world THE IMPACT OF TECHNOLOGY ON INVESTMENT FUNDS.

Managing Your Money |Impacts of Covid-19 and other disasters |Help with Financial decisions after bushfires

Managing your money

  • Finacial Capability implements The National Financial Capability Strategy, they say: “led by ASIC, informs and drives actions to improve the financial capability of Australians. [it] identifies three behavioural areas in which Australians can be empowered to take control of their financial lives:
    Managing money day-to-day
    Making informed money decisions
    Planning for the future
  • Understanding Money – How to make it work for you Australian Government
  • MoneyMinded “Develop your money skills for free … If you’re looking to create a budget, reduce your debt or save more regularly.”
  • MoneySmart Free Budget Planner

Financial and other impacts of Covid-19 and other disasters

Help with financial decisions after bushfires

Managing your money after a bushfire (YouTube) MoneySmart (ASIC) and Scott Pape (plus others in the 6 video series )

Wealth Creation - saving, loans, investing, credit scores...|Apps| Articles |Blogs |Books |Courses| Forums |Podcasts | Twitter |YouTube...

Expert picks: Apps, podcasts and websites to check out, Canstar:

Peter Koulizos likes –     Podcast: The Money, Website: corelogic.com.au App: realestate.com.au
Marcus Padley likes –     Website: livewiremarkets.com App: Finabase
Effie Zahos likes –           Podcast: Freakonomics Website: napkinfinance.com App: GasBuddy
Shaun Bond likes –         Podcast: Planet Money Website: The Bogleheads Forum


Saving, loans, credit scores


  • Money mini blog (USA) Kalen (founder) says “[it] shows you how to control your finances, create positive habits and get the life you want.”
    Check out their Blog Roll of other money and finance blogs and their own blog and extensive free resources and guides on:
    • investing
    • controlling your money
    • pay off debt
    • using credit cards
    • being more productive
    • creating good habits
  • The Simple Dollar (USA) BlogThey say: “Investing your money takes attention to detail as well as some educated risks. Here, we’ll help unpack some best practices so that you can make well-informed and strategic investment decisions.”


  • BootCamp: an online course to hone your investing skills InvestSMART, Course structure:
    “Module 1 – Investment Planning, Investment Planning Overview, Financial Goals, Time Horizon, Risk Profile, How much to invest? The Power of Compound Returns
    Module 2 – Investment Diversification, Diversification Overview, What are asset classes, Sequencing risk, Different blends of asset classes, Alignment with investment time frame, Rebalancing Your Portfolio
    Module 3 – Different Investment Vehicles, Investment Vehicles Overview, Shares, Managed Funds, ETFs, Managed portfolios, Cash & Bonds
    Module 4 – Investment Strategies, Investment Strategies Overview, Active vs Passive, Core & Satellite, Value Investing, Technical Analysis, Income, Income Based Strategies, Market Timing
    Module 5 – Investor Psychology, Investor Psychology Overview, What holds you back, What tempts you to invest, Biases and their Solutions, Common mistakes”
  • Finance Fundamentals: Investment Theory and Practice Free Course Open University.  They say “Learn how to invest your money by looking at what investment strategies are open to you, and the risks and returns of each.”
  • Rask Australia – Free Courses, Podcast. They say “[Rask] is a diversified investment advice, news, research, financial education, podcast and money network which is Australian-owned and created right here in sunny Melbourne. Our company was founded in 2017 by Owen Raszkiewicz, originally to provide financial and investment education to the majority of Australians and Kiwis who go without. We’re on a mission to have 10,000 students enrolled in our free finance courses.” Check out their 10-Step Free Financial Independence Ultimate Course and more.


Online Share Trading
International Share Trading
Managed Funds
Cryptocurrency Exchanges and Wallets
Margin Loans
Peer 2 Peer Lending
Self Managed Super Funds
Account Based Pension

Online – various

  • Passive Investing Australia great resource, but I’ve got no idea who created and runs it! It covers:
    1. Inflation and why you can’t just put everything in term deposits
    2. Fear of investing
    3. The risk reward spectrum
    4. Asset allocation and your risk tolerance
    5. Index funds
    6. Mitigating risks
    7. Bond funds
    8. Equity funds
    9. Franking credits – how much more are you really getting
    10. Currency risk – personalising your AUD to non-AUD allocation
    11. Portfolio maintenance – Rebalancing
    12. VDHG or roll your own
    13. Does the 10% bonds in VDHG make it a no-go?
    14. Summary & further reading

1. Creating an investment plan and Investment Policy Statement (IPS)
2. How much do I need to save every month to meet my retirement goal?

1. What about other asset classes besides stocks and bonds?
2. What’s the deal with REITs?
3. Cash vs bonds in your portfolio
4. Risk premium explained
5. Stock market risk

1. What should I do if I have $5,000 (or $20,000) to invest?
2. The market has never been this high, should I wait to invest?
3. Lump sum investing
4. Low interest rates – should I move to high dividend stocks instead?
5. Low interest rates – should I move from HISA to Bonds?
6. Why bonds?
7. Pay off the mortgage faster or invest?
8. What are ETFs, LICs, index funds, and managed funds
9. Should I diversify out of VDHG?
10. How to get worldwide index exposure on the ASX
11. The Australian version of the 3-fund-portfolio

1. Dividends are not safer than selling stocks
2. Dividend investing vs total return investing
3. LICs – are they all they’re cracked up to be?
4. What is total return investing?
5. P2P lending and the risk-return spectrum
6. Why not invest in Indian fixed deposits at 8% interest?
7. Should I chase higher interest rates in another developed country?
8. Why not just invest everything in the US market?
9. Emerging markets is crap – should I leave it out?
10. Why you can ignore the index bubble argument
11. Whipsaws and hopping out of the market when there’s bad news
12. Should I hold off buying stocks until the volatility from coronavirus has reduced?

1. Fund domicile and avoidable US taxes
2. Non-residents or not planning on retiring to Australia

Strong Money Australia

  • Twitter 25 Aussie Finance Experts You Should Be Following On Twitter Canstar,
    Personal finance experts:
    Effie Zahos – @effiezahos
    Ross Greenwood – @Ross_Greenwood
    Sophie Elsworth – @sophieelsworth
    Noel Whittaker – @NoelWhittaker
    Nicole Pedersen-McKinnon  –@NicolePedMcK
    Karen Collier – @KarenCollierHS
    Clancy Yeates – @clancyyeates
    John Collett – @jcollett_money
    Stoykov – @ceovanessa
    Katherine Temple – @Katherine_M_T
    Bianca Hartge-Hazelman (Financy) – @LiveFinancyGeneral finance experts:
    David Scutt – @Scutty
    Alan Kohler – @AlanKohler
    Mark Bouris – @markbouris
    Ross Gittins – @1RossGittins
    Jessica Irvine – @Jess_Irvine
    Shane Oliver – @ShaneOliverAMP
    Stephen Koukoulas – @TheKouk
    Jane Slack-Smith – @Renoqueen (and podcast)
    Michael Pascoe – @MichaelPascoe01
    Michael Janda – @mikejanda
    Simon Pressley – @SimonPressley

    Wealth & investment gurus:
    Josh Callaghan – @CallaghanJosh (Canstar Investor Hub)
    Assad Tannous – @AsennaWealth
    Greg McKenna – @gregorymckenna

Various sites, articles, books etc:

It’s About Wealth and Me by Noel Whittaker

MoneyMinded (ANZ and others). They say “is an adult financial education program developed by ANZ in 2002 in consultation with community and government stakeholders and education experts. Whether you’re looking to create a budget, reduce your debt or start saving, there’s something for you… How does it work?
MoneyMinded is made up of a series of interactive activities that are designed to improve your money management skills. You can complete any of the activities at any time and at no cost to you. You don’t need to be an ANZ customer and ANZ will not promote their products or services.”

Here’s The Smart Way To Start Investing Young – Christian Hudspeth, Business Insider Australia

How to get started investing – BT Financial Group

How to invest – Money Morning

wikiHow  How to invest (USA, basic – but cool graphics!)

The Bogle Heads Guide to Investing (USA)

MoneySmart (ASIC) Part 1 Videos (brilliant basic resources especially for help managing your money or starting to invest)

MoneySmart (ASIC) Here’s their About video  (where you can subscribe to their YouTube Channel and access some helpful videos) where they say “As a key initiative under the National Financial Capability Strategy, the Australian Securities and Investments Commission’s [ASIC] Moneysmart program helps you take control of your financial life. The Moneysmart website provides free calculators, tips and guidance for all Australians so you can make informed decisions, manage your money day to day and plan for the future. Moneysmart also supports teachers across the country to teach students about money to prepare them for the real world. And ASIC works closely with Indigenous communities to tackle some of the most pressing financial issues affecting Aboriginal and Torres Strait Islander peoples’. Moneysmart is for all Australians, whatever your situation, wherever you find yourself in life. Because when it comes to managing your money we all need a place to start.”

Here’s the MoneySmart Playlist if you want to check out some investing basics, tips and tools: (I’ve added some links – you’re welcome!)




The Banking Royal Commission (aka The Hayne Royal Commission|

Five must-read books on the banking royal commission Susan Healy, Moneymag She says: If you have a bank account, insurance policy, and financial planner or belong to a superannuation fund, you want to avoid the wrong ones. One way is to understand the DNA of the companies behind these financial services. But up until last year, journalists had limited evidence of bad practices, extortionate fees and detrimental, inflexible terms.Enter the royal commission into misconduct in the banking, superannuation and financial services, along with commissioner Kenneth Hayne and his legal team. They uncovered so much corruption, self-interest and excess that an estimated $10 billion compensation will be paid to back to customers.
Banking Bad, Adele Ferguson
A Wunch of Bankers: A Year In The Hayne Royal Commission, Daniel Ziffer
Money Spinners, Annelise Nielsen
It’s Your Money, Alan Kohler
The People Versus The Banks, Michael Roddan

Motivators, Coaches, Mentors – wealth, business, finance & other

The lists of finance, success and motivational books, CDs etc are endless. You’ll find them at Amazon, Penguin Random House and many other sites.

Some popular and often quoted books and authors are:

James Allen – As a Man Thinketh

Dale Carnegie – How to Win Friends and Influence People

Dr. Robert Cialdini – Influence: The Psychology of Persuasion

George S. Classon – The richest man in Babylon

Stephen R. Covey – 7 Habits of highly effective people

Wayne Dyer – Your erroneous zones

Napoleon Hill – Think and grow rich and W. Clement Stone Success through positive mental attitude.  78 years ago, a journalist studied 500 rich men and boiled down their success into 13 steps Kathleen Elkins, Business Insider

Dr Spencer Johnson – Who moved my cheese?

Og Mandino – The greatest miracle in the world

Tony Robbins – Awaken the giant within and MONEY Master the Game: 7 Simple Steps to Financial Freedom

Bodo Schafer – The Road to Financial Freedom

David J Schwartz – The Magic of Thinking Big

Brian Tracy – Personal Success Made Simple

MoneySmart (ASIC) Part 1 Website |Lots of Resources and Topics |Great Glossary of $ and investing Terms

ASIC’s useful Glossary – help understand some tricky money and investing words and phrases
They say “We’re committed to helping Australians of all ages, backgrounds and incomes to increase their financial wellbeing and build a better life. Through the Moneysmart website we:

  • encourage saving
  • provide simple steps for the 1 in 3 people who feel stressed and overwhelmed by money
  • encourage informed use of financial products and services
  • increase retirement preparedness
  • provide specialist support for priority audiences”

Some of their extensive, useful resources and topics:

Banking and budgeting
Loans, credit and debt

How to invest

  • How to plan, choose and track your investments
  • Golden rules of investing
  • Investor toolkit (Love it!)
  • Develop an investing plan
  • Six steps to get ready to invest
  • Choose your investments
  • Diversification
  • Investing and tax
  • Borrowing to invest
  • Keep track of your investments

Financial advice

  • Financial advisers register
  • Choosing a financial adviser
  • Working with a financial adviser
  • Financial advice costs
  • Problems with a financial adviser


  • Choosing shares to buy
  • How to buy and sell shares
  • Keeping track of your shares
  • Employee share schemes

Managed funds and ETFs

  • Managed funds fee calculator
  • Choosing a managed fund
  • Exchange traded funds (ETFs)
  • Hedge funds
  • Listed investment companies (LICs)
  • Peer to peer lending

Property investment

  • Property schemes
  • Timeshares
  • SMSFs and property

Investments paying interest

  • Bonds
  • Debentures, secured and unsecured notes

Hybrid securities and notes

Investment warnings

  • Investment scams
  • Cryptocurrencies and ICOs
  • Investment seminars
  • Binary options
  • Land banking
  • Ponzi schemes
  • Company director fraud
  • Forex tradingSuper and retirement
  • How super works
  • Choosing a super fund
  • Types of super funds
  • Self-managed super funds (SMSF)
  • Getting your super
  • Find lost super
  • Consolidating super funds
  • Tax and super
  • Superannuation scams
  • Superannuation calculator
  • MySuper funds listGrow your super
  • Employer contributions calculator
  • How much super you need
  • Super contributions
  • Super for self-employed people
  • Super investment options
  • Super contributions optimiserRetirement income
  • Age Pension and government benefits
  • Super and pension age calculator
  • Transition to retirement
  • Retirement planner
  • Account-based pensions
  • Account-based pension calculator
  • Annuities
  • Super lump sum
  • Retirement income and tax
  • Downsizing in retirement
  • Reverse mortgage and home equity release
  • Reverse mortgage calculatorInsurance
  • How life insurance works
  • Life insurance calculator
  • Income protection insurance
  • Life cover
  • Total and permanent disability (TPD) insurance
  • Insurance through super
  • Life insurance claims comparison tool
  • Trauma insurance
  • Making a life insurance claim
  • Car insurance
  • Choosing car insurance
  • Claiming on your car insurance
  • No claim bonus on car insurance
  • Add-on insurance
  • Home insurance
  • Choosing home insurance
  • Contents insurance
  • Storm, flood and fire insurance
  • Health insurance
  • Funeral insurance
  • Pet insurance
  • Mobile phone, tablet and laptop insurance
  • Travel insurance
  • Consumer credit insuranceMoneysmart for teachers
  • About Moneysmart for teachers
  • Teaching resources
  • Professional development for teachers
  • Moneysmart in schools






The Australian Investors Association (AIA)

The Australian Investors Association (AIA) is a fantastic resource/community. They say “is a not for profit organisation dedicated to providing independent quality investment information helping Australians to decide their financial future. First formed in 1991, we act with integrity and are not aligned to any institution which allows us to filter and hand select the best possible information for our members.

We do not offer advice and believe investing is founded on sound long term decision making. We are investors, not speculators and focus on quality not quick and easy stock tips. Many of our members run their own self managed super funds and enjoy the independent and clean information we provide. Our events are well known and are highly regarded for the calibre of presentations and the opportunity to network. We are also agnostic and provide a range of opinions to allow our members to consider the merit and alignment for their own circumstances.

The AIA is a trusted gateway to investing and the investment industry
We are utterly committed to helping our diverse range of members in many ways. Our members vary from beginners to highly sophisticated investors and traders in all markets. For instance, we can help you with:

  • meeting other investors
  • understanding your share investing and risk management process
  • keeping abreast of local and global news and developments which can impact your investing activities
  • establishing and managing a SMSF
  • investing in managed funds or other instruments, such as ETFs
  • building portfolios and strategies across asset classes, including fixed interest and property
  • making you aware of what you don’t know”

It has a lot of FREE STUFF in its Education Section including:
Investment basics – be clear on the basic principles of investing, improve your investing skills over time and avoid the costly pitfalls
Fixed income – consider fixed income alternatives that may best suit your investing needs
Shares – learn how to invest in shares and the different ways ways you can approach share investing
Property – learn about the various type of property investments including residential and commercial property
Other investments – understand the range of investment options and make informed investment choices
Portfolio management – learn about investment strategies, administering your portfolio and the pros and cons of the DIY option
Superannuation – learn about superannuation to help you make the the most appropriate decisions on how to save your money, particularly for your retirement
Estate planning – learn about wills, powers of attorney, testamentary trusts and other important estate planning issues

InvestSmart and Eureka Report (Allan Kohler and others)

Eureka Report (now combined with InvestSmart). They say “provides astute investors with strategies and advice to grow their wealth.” 

In 2015 the Eureka team set up brightday Superannuation and Superannuation Advice online(rated in our Guru section) which has fabulous tools for beginner and advanced investors and has an affiliation with OneVue ” an independent investment and superannuation platform business…” see Investing with brightday 4 Steps

Scott Pape, the Barefoot Investor

Note: Scott has changed paths, now focusing on financial counselling, not advice.

You can subscribe to his Free Weekly Wealth Letter.
He used to have a membership site barefootblueprint, PODCAST and the Barefoot Investor Facebook Group – no longer.

Scott Pape, the Barefoot Investor explains often complex financial and investing information clearly and simply, making it sound fun and achievable.

Check out:

  • His book The Barefoot Investor – Five Steps to Financial Freedom
  • His ‘serviette investing strategy’ Serviette Strategy – Bonus Report – v1.3 (1) has helped many people take hold of their finances and start investing successfully. He suggests boosting your income (e.g. promotion, extra business) and breaking down your income into 3 money buckets:
    • ‘blow’ – house, car, spending (use cash)
    • ‘mojo’ – online saver, property trust (aim 6 mths)
    • ‘grow’ – superannuation, shares, property investment (compound 7-10 yrs)
Compound Interest
Achieving goals, brain training & critical thinking

Mark Bouris podcast– love it! F#* goals and goal setting – ‘lofty ideals’ better!

Dr Stephanie A. Burns: Some interesting ideas about goal achievement  and Life exerts itself  – just in case you meet obstacles in achieving your goals.

Neuroplasticity and brain training:

Podcasts you will love: Music for your ears and food for your brain Erica Davis, Women’s Agenda

Todd Sampson – can modern science turn your brain into a super brain? TV series Redesign My Brain

Qi. – No such thing as a Fish (podcasts)

Critical Thinking | Information and the Internet:

The Internet Makes Us Stupid and Here’s Why by Kabir Sehgal-  Fortune

How to teach students to think critically

Dreams and passions:

Dr Seuss Oh, the Places You’ll Go at Burning Man!

Alan Watts: What if money didn’t matter

Dr George Blair-West “Did he live with passion?” “The Greeks, when someone died, asked one question: Did he live with passion? … I attended the funeral of a close friend of more than 30 years who suicided … under the influence of the most severe, treatment-resistant depression I have ever come across…. part of a larger, complicated condition of Bipolar Disorder…”

Ethical Investing - climate change and more
Financial Literacy

The National Financial Literacy Strategy is led by the Australian Securities and Investments Commission (ASIC). “It provides a practical framework for action to guide and encourage all those with a role to play in improving financial literacy for Australians. Improving financial literacy is a long-term behavioural change initiative. It requires a multi-faceted approach and sustained action over time to bring about gradual improvement.”
It shares its extensive research on a broad range of topics including –
Australians Understanding Money

Life, TPD, Trauma, Income Protection

4 key questions to get your insurance right by Christine St Anne Switzer Daily

Kids and Money
Teaching Kids about Money ASIC MoneySmart

Journey Skills Leading Young People With Additional Needs Toward Greater Independence Debra and Graham Caldow

Property vs Shares

Why invest in shares – some ‘pros’:

  • liquidity
  • low entry and exit costs
  • little active management
  • enter the property market through vehicles such as real estate investment trusts (REITs/(Australian) AREITs) and Exchange Traded Funds (ETFs)

Why not to invest in shares – some ‘cons’:

  • volatility/risk
  • lack of personal control and ability to add value
  • too much or too little knowledge and understanding about the company, its business, its board and management

You might invest in shares because you’re not comfortable investing in property because of:

  • pressures on borrowing, affordability and capital growth – in current financial times (see Michael McNamara below)
  • property bubbles (see Michael McNamara below)
  • the need for active management
  • vacancy and tenancy risks

Commentary and resources:


13 investing and risk terms you need to understand – Julia Newbould, Money Magazine

Free risk profile test: Bruce Brammall – Risk profile for dmw.com.au

Superannuation| How much do you need?| Women and Superannuation| Buying property in superannuation

For superannuation for younger peeps check out too BiG’s accordion above: Millenials (25-35yr olds)| “FIRE’ Financially Independent Retire early| Setting goals| Investing guides

Women – money, leadership, business and investing

One of many™ Website, Blog, Podcast.  They claim [to be] “women leading the change they want to see in the world”. Some of their stuff:
How Does Money Stop You Making a Difference? (Podcast) Joanna Martin and Ann Wilson

Ellevest (USA) They say: “A new way to money Invest, bank, and do more for your career. Ellevest was built by women, for women. The financial industry wasn’t.. Ellevest is a financial company on a mission to get more money in the hands of women… Founded in 2014, Ellevest is led by CEO and Wall Street veteran Sallie Krawcheck, who realized that financial products weren’t serving women. Ellevest’s monthly membership provides access to personalized investing tools, banking services, coaching expertise, and learning resources. Ellevest also offers Private Wealth Management for those looking to invest [US] $1M or more. The company is made up of a diverse team from product, engineering, design, and finance backgrounds. In 2018 and 2019, Ellevest was named to LinkedIn’s list of top start-ups and CNBC’s Disruptor 50 list..”

MoneySmart (ASIC):
Women and Money Infographic
Women’s money toolkit
Women with Cents
The secret to Warren Buffett’s success? He invests like a woman
8 TED Talks women need to watch

Some great articles: (Any you want to share? I’ll add more as I find them)
50 Motivational Quotes From Disruptive, Trailblazing, Inspiring Women Leaders

spending your money

What area of life, money and investing will you explore?

Disclaimer: The information and comments in this site are general in nature, opinion only and don’t take your personal financial circumstances into account. Our aim is purely to educate you and show you people and organisations in the finance and investing industries you may, or may not, choose to contact for personal financial advice. Any claims or comments of others are strictly those of the cited individual and not endorsed by Andrea or Best investment Gurus. Before you take any financial or investing action or buy any service or product - get your own independent financial advice, tailored to your specific needs.

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