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Discover how I rate money and investing advice


With the Traffic Light™ system I rate people and companies in the investment industry who sell products and services (advice, information, coaching, mentoring.  I find any available reviews or links about them, look at their claims, “success stories”, life experience and training.

that (see the Directory).


In this online world, Google’s algorithms show you high ranking information and Facebook suggests pages and friends based on your search history. But all this stuff is filtered, SEO (Search Engine Optimisation) based – you have little control over it.

It’s hard to know if you can trust the information you get, especially in the world of investing. Your money’s on the line!

So, I examine if there’s substance to their claims and if they really can help you get the results you want.

NOTE: I don’t rate formally qualified or registered financial planners or advisers. You can do that on the many financial planning rating investing sites available (see the BiG Directory for some of them)

money and Investing guru cops

If you want to protect yourself and your money, avoid being scammed and check out your money and investing options – these guys are for you! They provide education and share useful resources, such as investing guidelines on how to start and what to look out for (such as scam alerts). You can lodge complaints with many of them.

Consumer websites, blogs and forums

Real Estate Investment Info Australia

Resources for Property Investors, Training, Tools

InvestChat [is an Australian Investment and Wealth Management Community – forum]

PropertyChat [is a property investing forum launched in June 2015 built by the group who built and managed Somersoft Investing Forums.] They say: “[we] provide a way that property investors can learn about property investment from fellow investors … the forum is a place for investors to: Discuss property investment issues in general; Share reviews and recommendations on a wide variety of investment resources and services (everything from events, books, software, websites, sources of finance, property-accountants, etc); Help each other evaluate property investment opportunities; Keep abreast of important education events (courses, seminars, workshops, etc); Keep up to date on the latest innovative investment techniques; Make friends, keep in touch, motivate, support and mentor each other … [the] Forum [is] a natural extension of what Jan and I have been trying to achieve through our books and software tools: to help fellow property investors and potential property investors gain the knowledge necessary to confidently invest in real estate.”

Jamie McIntyre Exposed “VICTIMS OF JAMIE MCINTYRE are now UNITED!! We’ve had ENOUGH of being ripped off.

This web site was set up to expose the truth about Jamie McIntyre. As you will see from the content, there are many people who feel they have been ripped off by this bloke!

The goal of this site is primarily to allow people to share legitimate concerns about dealing with Mr Jamie McIntyre”

Not Good Enough – NGE They say: “Is an Australian Customer Complaints & Opinions website operating in Australia and New Zealand – and around the world… [it] is Australia’s largest and longest running online consumer advocacy website. … [with] over 54,000 members that discuss a range of products and services, including retailing, financial services, utilities, airlines, hospitality, telcos, as well as politics and social issues.”

Somersoft (real estate)

Web Hosting Talk Australia

Consumer watchdogs, Money, Business and investing ‘avoid scam’ and complaint sites

 AFCA The Australian Financial Complaints Authority  “considers complaints that previously would have been handled by the Financial Ombudsman Service, the Credit and Investments Ombudsman and the Superannuation Complaints Tribunal. We are the dispute resolution scheme for financial servicesWe consider complaints about:

credit, finance and loans; insurance;
banking deposits and payments;
investments and financial advice; superannuation.”

Check out MoneySmart’s (ASIC) list of companies not licensed to give financial advice, or their Online stockbroking scams listThis website “is for all Australians – young or old, rich or poor, investing or paying off debt. We offer free, independent guidance so you can make the best choices for your money. We are not selling you anything. And when life puts your finances under stress, MoneySmart is here to help you ride the storm. We have smart tips on dealing with the ups and downs of life: losing your job, having a baby, divorce or separation, buying a home, losing your partner and many more.”

At Scamwatch, from the Australian Competition and Consumer Commission (ACCC), you’ll find useful tips and tricks on:

  • Banking and online account scams
  • Chain letters and pyramid scams
  • Health and medical scams
  • Identity theft scams
  • Investments scams (get rich quick)
  • Job and employment scams
  • Lottery and competition scams (fake prizes)
  • Mobile phone scams
  • Money transfer requests (‘Nigerian scams’)
  • Online scams
  • Personalised scams
  • Small business scams

Choice is ‘independent and transparent … [its] one clear mission: to ensure the consumer voice is heard loudly and clearly… [it] empowers consumers to get the most out of all their purchasing decisions by providing a mix of advocacy and advice… the people’s watchdog … constantly looking out for misleading or unhelpful practices that stop you from getting the best deal. The leading consumer advocacy group in Australia … [it]campaigns to protect and assist consumers through changes to laws and industry behaviour… completely self-funded [it] prides itself on delivering expert, unbiased information you can trust.”

Victoria’s Consumer Action Law Centre is a great resource.

Consumers’ Federation of Australia CFA is the peak body for consumer organisations in Australia. [It] represents a diverse range of consumer organisations, including most major national consumer organisations.

Specific industry consumer advocate organisations:


Consumer Health Forum (CHF) they claim: “is the peak organisation providing leadership in representing the interests of Australian healthcare consumers. We work to achieve safe, good quality, timely healthcare for all Australians, supported by the best health information and systems the country can afford.”

Friends of Science in Medicine “was established in late 2011 by five founding members from a cross-section of concerned professionals, each with a long but different history of involvement in educational activities fostering good science in Medicine.

Australia has recently seen an increase in the use of ‘complementary and alternative medicines’ (CAMs), at considerable cost to the public who use these unproven interventions. In parallel, the teaching by our universities and colleges of many courses based on clearly non-scientific principles have alarmed academic and clinical researchers, health professionals and informed lay persons. In early 2011, the founding members publicly raised their concerns about a clinic for children operating in association with a Chiropractic course at the Royal Melbourne Institute of Technology. In September 2011, they and an initial 29 Friends protested to the Vice-Chancellor of the Central Queensland University when it announced its Chiropractic course for 2012.

Initial support from many colleagues prompted a larger campaign to attract more Friends of FSM. Overwhelming success within a few weeks led the founders to write to the Vice-Chancellors of all Australian universities, urging them to support the principle of good science in Medicine and to review their teaching of health courses not based on science … We welcome suggestions from Friends as to our future strategy. The initial members, with the recent addition of an ordinary member, now form our first executive.”

FSM has some natural friends and allies with websites that complement and add information relevant to the principles and commitments of FSM. We would appreciate further suggestions for appropriate links from critical thinking groups.

Society for Neuroscience – Brain facts

Franchises (mediation services) from the accc.gov.au

Horticulture (mediation services) from the accc.gov.au


Telecommunications from the Australian Communications Consumer Action Network

General scams, consumer product and service scams
You’ll find articles on scams in our investing sections of wealth, business, property and shares.


Have a read of an article by Trish Power of Super Guide, ‘Investment scams target males aged 50-plus’.

Other useful links include:

‘The Reporters’ Lab explores, and checks the facts of new journalism around the world. It empowers democracies and hold governments accounts, creating new forms of storytelling and beat reporting. Visit the Sanford School of Public Policy Reporters Lab Fact checking site.

Facecrooks provide you with news, educational resources and alerts on social media privacy, safety and scams. Make sure you pop on over and Like them to stay informed.

Industry bodies/associations
Association of Financial Advisers – AFA

Australian Bankers’ Association – ABA

Australian Investors Association – AIA “Is a non-profit organisation which exists for one purpose: to help our members become more successful long-term investors. We protect and advance the interests of Australian investors across all types of investments and asset classes – including shares, cash, property, self-managed superannuation funds and managed funds.”

Australian Property Institute – API

CPAAustralia – CPA “Find a CPA (certified practising accountant) or financial planner”

Finance Broker’s Association of Australia – FBAA

Financial Ombudsman Service – FOS

Financial Planning Association of Australia FPA

Financial Services Institute of Australia – FINSIA

Independent Financial Advisers Association of Australia – IFAAA

Mortgage and Finance Association of Australia – MFAA

Property Investment Professionals Australia  – PIPA

Real Estate Buyers Agents Association – REBAA

Real Estate Institute of Australia – REIA

Industry consumer advocates and commentators
Look at the following:

how it works

To make it easier for you, I’ve broken my research into 5 main investing areas.

I’ve found lots of life, money and investing gurus for you:

I’m constantly adding information, strategies and gurus. Whoever and whatever’s around in the media, on the internet and sharing experiences (mine and others’).

Check out my life, money and investing research:

I’ve found information, comments and feedback, and share with you:



– and pros and cons (can anyone use their strategies or are they complex, requiring specific skills, and are they conservative or high risk?)



– any peers or analysts with any ‘issues’ with the guru or their strategies or practices (these are from non-friends)



– individuals or organisations there to protect us from others or ourselves (these are usually non-friends  and government or non-government people or organisations)


Their ASSOCIATES (friends)

– business associates or other connections



– from clients and others

The best part of this is that I try my best to be objective and unbiased with the ratings. I’m not tied to any particular expert or guru. Investing involves so many variables, and opinions differ depending on your personal circumstances. My  reviews and ratings are snapshots of the information and opinions available at the time.

Rating investment gurus using the Traffic Light™ system

The red, yellow or green rating is an opinion formed from information I’ve found (yours may be different).

Red – Stop and think

There appears to be negative information and feedback. Some ‘guru cops’ or contrarians might have criticised them and/or their methods or strategies. They might not suit most investors, or use riskier strategies.

Yellow – Get ready to go

There are no, or few contrarians, but there’s still not enough information or friends to confidentially continue. Their strategies may be complex or out of the ordinary, and you may need special skills or resources to succeed with them.

Green – Good to go

From my experience and that of others, and from all the information available,  if you follow them and their systems it’s likely you’ll achieve investing success.

You should ALWAYS make sure any of our opinions suit your personal circumstance, and please, seek advice from professional advisors.

Whether or not you choose to follow a particular guru or strategy is up to you.

Gurus will be reviewed and re-rated at any time depending on feedback, comments or further information received.

Please remember that my purpose is to educate and inform, not to be a sounding board for disgruntled investors.

And of course, we’d love for you to share your opinions and comments with to help others.

Start your investing on the right foot


My investment guru rating system has been built on years of research and experience 

By sharing the many sources of financial and investing advice, advisors and other service providers I’ve discovered, you’ll be able to get on your investing path much more quickly.

Remember to grab your free Life Planner.

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Disclaimer: The information and comments in this site are general in nature, opinion only and don’t take your personal financial circumstances into account. Our aim is purely to educate you and show you people and organisations in the finance and investing industries you may, or may not, choose to contact for personal financial advice. Any claims or comments of others are strictly those of the cited individual and not endorsed by Andrea or Best investment Gurus. Before you take any financial or investing action or buy any service or product - get your own independent financial advice, tailored to your specific needs.